Skripsi

Kompetisi, Regulasi, Kualitas Kelembagaan, dan Stabilitas Bank di Negara-Negara Asia Pasifik

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Penilaian

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This study investigates the effect of competition on the stability of commercial banks in 15 Asia Pacific countries from 2011 to 2019. It also specifically evaluates whether regulatory variables and institutional quality directly affect bank stability and moderate the effect of competition on bank stability. Non-structural approach (lerner index, adjusted lerner index, and h-statistics) was used for the measure of the competition, and the macroprudential approach (z-score and its component decomposition) was used for the extent of stability. For the regulatory measures, the capital requirements index, activity restriction index, and the presence of an explicit deposit insurance institution were used. All regulatory data were collected and developed from the Bank Regulation and Supervision Survey, World Bank. Furthermore, the institutional quality was measured using six dimensions of Worldwide Governance Indicators, those are voice and accountability, political stability, government effectiveness, regulatory quality, the rule of law, and control of corruption. The results revealed supports for the competition-fragility view robustly on various measures and estimation methods. In addition, it was also found that there was evidence of nonlinear u-shaped relationship as shown in some recent literatures. The regulatory variable showed positive effect on the bank stability, including for the capital requirements index, activity restrictions, and the existence of deposit insurance institutions. Additionally, related to the moderation relationship, the three measures can mitigate the negative impact of competition on bank stability. Furthermore, in terms of institutional quality, the findings confirmed that government effectiveness, regulatory quality, the rule of law, and control over corruption are the drivers of bank stability. In the moderation relationship, only government effectiveness and regulatory quality rule of law can mitigate the negative effect of competition on bank stability. This study provides policy recommendations. First, it highlights the importance of competitive conditions monitoring in maintaining bank stability. Second, it shows the urgency of strengthening the institutional quality regulatory function in the banking sector.

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Availability

Inventory Code	Barcode	Call Number	Location	Status
2107001585	T53686	T536862021	Central Library (REFERENSI)	Available but not for loan - Not for Loan

Detail Information

Series Title

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Call Number

T536862021

Publisher

Yogyakarta : Universitas Gadjah Mada., 2021

Collation

xiii, 118 hlm.; ilus., tab.: 28 cm

Language

Indonesia

ISBN/ISSN

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Classification

337.07

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

Ilmu Manajemen
Perbankan Asia Pasifik

Specific Detail Info

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Statement of Responsibility

EM

Other version/related

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