Skripsi

PENGARUH TINGKAT BUNGA SBI DAN DANA MASYARAKAT TERHADAP KREDIT PERBANKAN DI SUMATERA SELATAN

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Penilaian

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Bank is one of part from financial institution which function is gather Capital and distributed it in the credit type as used to increase life plane many society. The Capital was gather by Banking in the type like giro, saving and deposite. Beside gathered Capital Bank activity is also distributed of credit.Credit expantion which is doing by Banking really depend on govemment policy by Indonesian Banking. One of policy which throughted by Indonesian Banking is Open Market Operation. It used Indonesian Sertificate Banking (SBI). The change in the SBI rate will be resulted the other monetarv variable changed too.The hight of constanting SBI rate will caused the Capital union and banking credit. For the things that, so this scientist have purpose to analyze and known the about the result of changing the SBI rate and society Capital to the banking credit (1990-2004). From the scientist, can get it that the SBI rate have negative influence to the banking credit and society Capital have positive influence to the banking credit. Coeficient determine (R2) is 80,lpercent and coefficient correlation value (R) is 89,5 percent. From F test can get it that significan influence between the SBI rate to the banking credit. As used to believing rate 95% get it F account is = 24.180 the value is bigger than F table = 2,860. It means the SBI rate and society Capital have influence to the banking credit. From the scientist it also show that credit not only influence by the SBI rate but also influence by another factor like credit rate, society Capital and safety of country. So to get better result we used to another variable or extra data. Beside that, to support policy Central Bank to influence economic condition necd help by good banking condition and safe of condition stability too.

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Detail Information

Series Title

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Call Number

T46368

Publisher

Inderalaya : Prodi Ekonomi Pembangunan, Fakultas Ekonomi Universitas Sriwijaya., 2006

Collation

xiv, 78 hlm.: Ilus., tab.; 29 cm

Language

Indonesia

ISBN/ISSN

-

Classification

332.107

Content Type

Text

Media Type

unmediated

Carrier Type

unspecified

Edition

-

Subject(s)

Pendapatan Asli Daerah (PAD)
Ekonomi pembangunan

Specific Detail Info

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Statement of Responsibility

HALIM

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