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DAMPAK KEBIJAKAN LOAN TO VALUE (LTV) DAN VARIABEL MAKROEKONOMI TERHADAP PERMINTAAN KREDIT PEMILIKAN RUMAH DI INDONESIA.

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This study analyzes the impact of Loan to Value (LTV) policy along with macroeconomic variables such as Inflation, GDP, and Consumer Loan Interest Rates on the demand for Housing Loans (KPR) in Indonesia, using the Vector Error Correction Model (VECM) method and monthly time series data from 2012 to 2021. The results of the study show that all variables, including Inflation, GDP, Interest Rates, and LTV, have a significant long-term influence on KPR demand. Inflation and Interest Rates have a positive relationship, while GDP and LTV are negatively related to KPR. However, in the short term, only the GDP variable does not have a significant impact on KPR. Inflation and Interest Rates have a significant and positive impact on KPR, while LTV has a significant and negative impact.

Availability
Inventory Code Barcode Call Number Location Status
2307002256T112290T1122902023Central Library (Referens)Available
Detail Information
Series Title
-
Call Number
T1122902023
Publisher
Indralaya : Prodi Ekonomi Pembangunan, Fakultas Ekonomi Universitas Sriwijaya.,
Collation
xix, 100 hlm.; Ilus.; 29 cm
Language
Indonesia
ISBN/ISSN
-
Classification
332.460 7
Content Type
Text
Media Type
-
Carrier Type
-
Edition
-
Subject(s)
Kebijakan moneter
Prodi Ekonomi Pembangunan
Specific Detail Info
-
Statement of Responsibility
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No other version available

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