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AKIBAT HUKUM JAMINAN FIDUSIA YANG TIDAK DILAKUKAN PENGHAPUSAN (ROYA)
The purpose of this study is to analyze the legal consequences of fiduciary security objects that are not roya from the fiduciary register book if the fiduciary guarantee expires, and analyze the legal liability of creditors who neglect to remove (roya) fiduciary guarantees. This research uses a normative research method using a legislative approach, conceptual approach, and case approach, and uses legal materials such as laws, philosophies, scientific papers, books, journals related to the theme of writing. This research uses primary and secondary legal materials. The lack of public awareness, especially fiduciary recipients, to apply for the abolition (roya) of the fiduciary security object that has expired can have an impact on the administration of the registration of the security object. The results of this study explain that if the abolition (roya) is not carried out, the fiduciary guarantee certificate is still administratively registered as collateral that is being pledged. With the Fiduciary Guarantee certificate still recorded, legally the collateral object that is being pledged is still recorded in the Fiduciary Register Book, so it cannot be re-guaranteed. The creditor has the responsibility to report the existence of a fiduciary guarantee and the lapse of the fiduciary guarantee. The lapse of the fiduciary guarantee is indicated by the deletion (roya) of the guarantee in the fiduciary register book. Creditors who, due to their negligence, do not erase the fiduciary record may be qualified as committing an illegal act and are responsible for compensating the debtor for the losses suffered. Keywords: Fiduciary Guarantee; Roya; Fiduciary Giver; Fiduciary Recipient:
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